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Postal Service Disruption - Canada Post service disruption may result in delays in mail being delivered to and from MEPP. If you haven’t registered for online access to your MEPP account, now is the perfect time to do so! Online account access is a convenient way to monitor and manage your MEPP account from anywhere at anytime. Login/Register

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Retirement Options

The options available to you regarding your lifetime pension from MEPP depend on whether or not you have a spouse when you retire.

If you do not have a spouse when you retire, you will have a single life pension that is:

  • payable for as long as you live; and
  • guaranteed to be paid for at least 15 years or 180 payments.

If you die before you have received 180 payments, your designated beneficiary receives the remaining payments. If you die after you have received the 180 payments, your pension stops at your death.

If you have a spouse at retirement you will receive a joint pension and must choose a guarantee period and survivor benefit:

  • guarantee period – the minimum length of time the full monthly pension will be paid; and
  • survivor benefit – what percentage of your full monthly pension will be paid to your joint pensioner (spouse) if you die after the guarantee period.

Please review the MEPP In-Depth on Pension Options for more details on your retirement options.

Retirement Information Consultants

MEPP has Retirement Information Consultants who are CERTIFIED FINANCIAL PLANNER™ or QUALIFIED ASSOCIATE FINANCIAL PLANNER® professionals. They are here to help guide you through this process. Please call and schedule an individual consultation, or sign up online for a PREPARE workshop.

Related links:

Ready to Retire? Now what. - YouTube

Forms of Pension - Single Life - YouTube

Forms of Pension - Joint Life - YouTube