Beneficiary Before Retirement
Overview
Keeping your beneficiary(ies) up to date ensures your benefits will be handled according to your wishes should you die.
Related information:
If you do not have a spouse, you may name anyone to receive the death/survivor benefit if you pass away.
If you are in a spousal relationship, that person is your primary beneficiary unless there is a signed Spouse's Waiver on file. Your spouse would be designated as your primary beneficiary and you may choose to name a contingent beneficiary(ies) to receive the benefit if your spouse predeceases you.
Requirements
Forms and Documentation
To add/remove a spouse, you will be required to send in additional documentation such as a:
- marriage/divorce/death certificate or Spousal Waiver of Pre-Retirement Survivor Benefit; and
- Designation of Beneficiary
Processing Time
Beneficiary changes completed online are immediate.
Mailed beneficiary change requests be processed in approximately three business days of receipt of required documents.
Fees
There are no fees to update your beneficiary(ies).