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Profiling RICs

About the presenters

Our team of Retirement Information Consultants (known as RICs) includes Certified Financial Planner®, Qualified associate Financial Planner™ and Personal Financial Planner® professionals.

Combined with decades of financial planning services, our Retirement Information Consultants are here to serve your best interests.  They understand that everyone has their personal story and financial knowledge level and apply that to every member interaction to support you on your financial journey from the beginning to the end of your career and into retirement.

They share this passion through educational sessions and individual consultations. These services are one of the most popular resources according to member feedback!  Whether presenting at a workshop or having an individual consultation they will address any financial questions a member may have and help them see how to apply it to their own financial journey.


 

Kingsley Igbeta

Kingsley Igbeta

Retirement Information Consultant

Kingsley brings 24 years of extensive financial experience to his role as a Retirement Information Consultant. His expertise spans Financial planning, Customer service, Small business advising, Credits, Borrowing, Investment planning and Pension administration. In his current role, Kingsley provides a comprehensive suite of services, including financial education, holistic retirement planning, retirement strategy coordination, educational sessions, member consultations, and support across life stages. Kingsley holds several prestigious qualifications, including the Certified Financial Planner® (CFP) designation, Registered Financial and Retirement Advisor (RFRA) designation, and Administration of Capital Accumulation Plan (ACAP) certification. In addition, he holds a Master of Business Administration, Bachelor of Engineering in Electrical Engineering, and a Small Business Certificate Course (CSI). Driven by a commitment to helping individuals achieve their full potential and financial goals, Kingsley is dedicated to making a positive impact in the lives of those he serves. He is known for his ability to simplify complex financial concepts, making them accessible and understandable for all. In addition to his professional achievements, Kingsley is a strong advocate for continuous learning and professional development. He regularly participates in industry conferences and workshops to stay up-to-date with the latest trends and best practices in financial and retirement planning. Outside of his professional life, Kingsley enjoys spending quality time with his family. He is an avid sports enthusiast, with a particular passion for soccer, Formula 1, and football.

 

Ruth Kozan

Retirement Information Consultant

Ruth joined our organization way back in 2010 and is our longest serving Retirement Information Consultant. Ruth brings 40+ years of experience in the financial industry to her role as a Retirement Information Consultant. Her experience includes many years in financial services including Trust Companies and full-service brokerage firms. She has achieved her Certified Financial Planning designation, holds her Registered Retirement Consultant® certification and Pension Plan Administration certificate and has spent several years helping our members manage and understand their investment portfolios. She is a big believer in talking to our members in common language, free of acronyms and industry jargon. Ruth understands that finances are not everyone’s forte but believes that with a little education, members can be guided to make retirement and pension plan decisions that will meet their unique goals. Outside of work she enjoys working in her flower beds and spending time at the lake with family and friends. Ruth also enjoys watching CFL and NFL football, live music of any kind and moments spent around a campfire.

Ruth Kozan
Tareq Mahbub

Tareq Mahbub

Retirement Information Consultant

Tareq joined Plannera in 2024 and is a Retirement Information Consultant (RIC). He has a degree in Public Administration from the University of Regina. Tareq also has professional degrees as a Chartered Financial Planner®and Registered Financial and Retirement Advisor® from Chartered Institute of Financial Planning, Branch Compliance Officer from Canadian Securities Institute and is currently working towards his Certified Financial Planner designation. Tareq is driven to help members build a retirement plan to ensure their goals and financial well-being continues into their retirement. Outside of work, Tareq enjoys spending time with friends, fishing, playing cricket and soccer, and travelling.

 

Nik Sapariya

Retirement Information Consultant

Nik joined Plannera in 2024 and is a Retirement Information Consultant (RIC). In this role, Nik supports pension plan members for their retirement planning, providing vital information about their pension plan and overall finances. Nik has a Personal Financial Planner (PFP) designation from Canadian Securities Institute (CSI). His financial experience includes positions as a Financial Advisor, Manager and Financial Planner within the private sector. He is currently enrolled in the Certified Financial Planner (CFP) program, with a goal of helping members grow their financial well-being. Nik’s top priority is our members’ best interests, to ensure that financial well-being is achieved so member can live their dream retirement life. When he is away from work, Nik enjoys camping, exploring new places and reading.

Nik Sapariya
Ethan Anderson

Ethan Anderson

Associate Retirement Information Consultant

Ethan joined Plannera in 2022 and is an Associate Retirement Information Consultant. In this role, Ethan supports the Retirement Information Consultant team to ensure a member centric environment and uses his financial services experience to serve members’ best interests. Ethan has a degree in Finance with distinction and stays up to-date with financial wellness topics and emerging trends in the financial industry. He is currently enrolled in the QUALIFIED ASSOCIATE FINANCIAL PLANNER™ program, with a goal of helping members grow their financial well-being. Outside of work, Ethan enjoys spending time with family and friends, camping, playing hockey and lacrosse. Ethan’s top priority is our members’ best interests, to ensure that financial well-being is achieved!